Posted by: Alan Olson April 30, 2007 Topic: Long-Term Disability Standard Stricter After 24 Months
2010 Changes to Social Security Disability Earnings Limits A disability insurance carrier's use of the same case manager to deny each internal appeal violates the claimant's right to a full and fair review. Aetna and its army of doctors fail to block LTD benefit entitlement Am I Covered? Are my Social Security Benefits taxable? Bad Faith Denial of Long-Term Disability Claim Warrants Award for Emotional Distress, Loss of Reputation, Economic Injury, Punitive Damages, and Attorney Fees Children's Social Security Benefits offset by Long-Term Disability Cigna's Structural Conflict Will Now Be Scrutinized Court Denies Reliance Standard's Untimely Request For Medical Exam Court Finds MetLife Arbitrary and Capricious in its Denial of LTD Benefits Court of Appeals covering Michigan, Ohio, Kentucky and Tennessee Finds LTD Carrier's File Review and Reasoning Defective Court of Appeals for Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon, and Washington Finds LTD Carrier Abused Discretion In Denying LTD Benefits Court of Appeals for Maryland, North Carolina, South Carolina, Virginia, and West Virginia Finds MetLife unlawfully denied LTD benefits Court of Appeals for Texas, Louisiana and Mississippi Finds The Hartford Abused Discretion in Denying Benefits to Disabled Attorney Court of Appeals for Texas, Louisiana, and Mississippi Finds Hartford Abused Discretion in Denying LTD Benefits with Financial Bias and Procedural Unreasonableness Diaz finally gets his day in court against Prudential Disability Carriers Must Pay the Price for Their Arrogance in Denying Benefits Disability Insurer Repeatedly Refuses to Pay for Surgery, Breaks Settlement Agreements, and Postpones Treatment Causing Claimant Anxiety Resulting in $1.5M Verdict Disability Insurers Must Now Feel Your Pain Disability Plan Documents With Inconsistent Definitions of "Disability" Will be Construed in Favor of the Employee Disability carriers must provide for a full and fair review including the four cornerstones of Reason, Reference, Description, and Explanation, pursuant to ERISA. Disability claims-handling systems put profit before disability benefits Disabling pain? District Court Shares The "Love" With Our Disabled Client Employees Cannot be Fired Because of Expensive Medical Insurance Claims Evidence of Disability Found in Bedrock of Social Security Disability Determination Evidence suggesting a mistake in diagnosis, lack of detail, and unexplained contradictions are not fatal to LTD claim Exploring work options with the Department of Vocational Rehabilitation First Unum ordered to pay claimant's attorney fees and interest due to "culpability." How are attorney fees and expenses paid in a long-term disability benefit claim? How long before I receive benefits? How much can I earn while collecting worker?s compensation? How to Prove your Disability to the Insurance Company How to penetrate the LTD carrier's administrative record for evidence of its incompetence and bad faith. Insurance Company May Allow Extra Time For New Medical Evidence Insurer's Cancellation of Health Coverage After Cancer Diagnosis Results in $9M Award Insurer's Recovery From Claimant of Benefit Overpayments May be Barred LTD Carrier That Exceeds 45 Day Review Period is Held to Stricter Standard LTD carrier's failure to produce the entire administrative record may result in a ruling favorable to the claimant. Liberty Mutual unlawfully failed to consider and discuss evidence of claimant's long-term disability Long-Term Disability Standard Stricter After 24 Months Many people who apply for Social Security Disability also apply for Long-Term Disability benefits through a private insurer Met Life's Decision Denying LTD Benefits Found Arbitrary and Capricious Met-Life ?Abused Its Discretion? Where Denial of LTD Benefits ?Lacks Rational Connection? MetLife Denied Claimant Full and Fair Review MetLife found to have undisputed structural conflict of interest NFL Retirement plan refuses to pay disability to former football player in violation of ERISA. Ninth Circuit Finds MetLife Abused its Discretion in Terminating Long-Term Disability Benefits No Cost-of-Living Adjustment for Social Security Benefits No matter what your disability, the most important element of an application for SSDI/SSI is medical records and reports People Denied Long-Term Disability Benefits Need Make-Whole Remedies Prudential will now be confronted at trial with evidence of our client's disability Prudential's doctors now subject to scrutiny Remember To Use SOAP To Prove Your LTD Claim Replacing the DOT SSDI: Subsidy or Wages Social Security Administrative Law Judges must be careful with credibility determinations Social Security Hearings by Video Teleconferencing Social Security and Bankruptcy Social Security vs. Alzheimer's: The race against time Stimulus for the disabled Substantial Gainful Employment Sufferers of CFS or Fibromyalgia Cannot Be Denied Their Long-Term Disability Benefits by an Insurer Without a Specialist Supplemental Security Income (SSI) for children with Attention Deficit Hyperactivity Disorder The Hartford violated ERISA by Failing to Identify Alternative Jobs For Claimant The Social Security process is a long and frustrating one; one that can take years before benefits are awarded The effect of past work Two types of disability programs through the Social Security Administration U.S. Supreme Court Affirms That MetLife's Conflict of Interest And Employee's SSD Award Supported Reversal of MetLife's Denial of LTD Benefits UNUM Likes To Hide Its Sins UNUM consents to $15,000,000 fine and process to correct denied claims back to 1997 UNUM held "arbitrary and capricious" for ignoring claimant's subjective evidence of her pain and the opinions of her treating doctors Vocational Hypotheticals during a Social Security hearing must only account for limitations accepted as credible What are my chances of being approved? What does it mean to be disabled under the Social Security Administration? What's it worth? The two most prominent questions asked regarding Social Security. When must I file suit against my insurer for denial of my long-term disability benefits? Who's That Guy Behind My Shrubs? XMRV Virus linked to Chronic Fatigue Syndrome May Help LTD Benefit Recovery You Need To Get The Goods Before You Get The Benefits
July 26, 2010 Court of Appeals for Maryland, North Carolina, South Carolina, Virginia, and West Virginia Finds MetLife unlawfully denied LTD benefits
July 12, 2010 Social Security and Bankruptcy
June 28, 2010 Court of Appeals for Texas, Louisiana and Mississippi Finds The Hartford Abused Discretion in Denying Benefits to Disabled Attorney
June 10, 2010 Social Security Hearings by Video Teleconferencing
May 26, 2010 Court of Appeals for Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon, and Washington Finds LTD Carrier Abused Discretion In Denying LTD Benefits
April, 2007 February, 2007
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