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Discovery of facts outside of the administrative record regarding disability may be allowed Posted by: Alan Olson April 30, 2007
Alan C. Olson practices employment law in New Berlin, Wisconsin.AOlson@Employee-Advocates.com
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A disability insurance carrier's use of the same case manager to deny each internal appeal violates the claimant's right to a full and fair review. Bad Faith Denial of Long-Term Disability Claim Warrants Award for Emotional Distress, Loss of Reputation, Economic Injury, Punitive Damages, and Attorney Fees Court Denies Reliance Standard?s Untimely Request For Medical Exam Court Finds MetLife Arbitrary and Capricious in its Denial of LTD Benefits Diaz finally gets his day in court against Prudential Disability Carriers Must Pay the Price for Their Arrogance in Denying Benefits Disability Insurer Repeatedly Refuses to Pay for Surgery, Breaks Settlement Agreements, and Postpones Treatment Causing Claimant Anxiety Resulting in $1.5M Verdict Disability Insurers Must Now Feel Your Pain Disability Plan Documents With Inconsistent Definitions of "Disability" Will be Construed in Favor of the Employee Disability carriers must provide for a full and fair review including the four cornerstones of Reason, Reference, Description, and Explanation, pursuant to ERISA. Disability claims-handling systems put profit before disability benefits Employees Cannot be Fired Because of Expensive Medical Insurance Claims Evidence of Disability Found in Bedrock of Social Security Disability Determination Evidence suggesting a mistake in diagnosis, lack of detail, and unexplained contradictions are not fatal to LTD claim How long before I receive benefits? How to Prove your Disability to the Insurance Company How to penetrate the LTD carrier's administrative record for evidence of its incompetence and bad faith. Insurance Company May Allow Extra Time For New Medical Evidence Insurer's Cancellation of Health Coverage After Cancer Diagnosis Results in $9M Award LTD Carrier That Exceeds 45 Day Review Period is Held to Stricter Standard LTD carrier's failure to produce the entire administrative record may result in a ruling favorable to the claimant. Long-Term Disability Standard Stricter After 24 Months Many people who apply for Social Security Disability also apply for Long-Term Disability benefits through a private insurer NFL Retirement plan refuses to pay disability to former football player in violation of ERISA. People Denied Long-Term Disability Benefits Need Make-Whole Remedies Remember To Use SOAP To Prove Your LTD Claim Sufferers of CFS or Fibromyalgia Cannot Be Denied Their Long-Term Disability Benefits by an Insurer Without a Specialist U.S. Supreme Court Affirms That MetLife?s Conflict of Interest And Employee?s SSD Award Supported Reversal of MetLife?s Denial of LTD Benefits UNUM consents to $15,000,000 fine and process to correct denied claims back to 1997 UNUM held ?arbitrary and capricious? for ignoring claimant?s subjective evidence of her pain and the opinions of her treating doctors What does it mean to be disabled under the Social Security Administration? What is it worth? The two most prominent questions asked regarding Social Security.
August 26, 2008 UNUM held ?arbitrary and capricious? for ignoring claimant?s subjective evidence of her pain and the opinions of her treating doctors
August 11, 2008 What is it worth? The two most prominent questions asked regarding Social Security.
August 11, 2008 Many people who apply for Social Security Disability also apply for Long-Term Disability benefits through a private insurer.
July 29, 2008 How long before I receive benefits?
July 29, 2008 U.S. Supreme Court Affirms That MetLifes Conflict of Interest And Employees SSD Award Supported Reversal of MetLifes Denial of LTD Benefits
April, 2007 February, 2007
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